QBCC home warranty insurance table 2026
Compare estimates for one dwelling, then adjust the project details in the calculator.
Published by Leva Solutions. Examples reviewed 13 September 2026. The calculator uses the QBCC tables effective 1 July 2020; verify the applicable table and final premium with QBCC before payment.
Official QBCC premium tables · Official QLeave levy calculator
Which premium table should I use?
QBCC publishes separate tables for new home construction and for renovations, alterations, additions and repairs. Choose the table that matches the work, then find the band for its insurable value including GST. The examples below are estimates, not a replacement for the full official tables.
Download the official QBCC premium tables or compare work types.
New home and renovation examples
Project values include GST. QLeave assumes the same cost of work with GST removed. These examples assume one eligible dwelling.
| Value incl. GST | New home premium | Renovation premium | QLeave |
|---|---|---|---|
| $5,000.00 | $202.15 | $222.00 | $0.00 |
| $10,000.00 | $225.40 | $257.70 | $0.00 |
| $20,000.00 | $271.95 | $329.05 | $0.00 |
| $30,000.00 | $318.50 | $400.40 | $0.00 |
| $50,000.00 | $411.50 | $543.10 | $0.00 |
| $75,000.00 | $527.90 | $721.45 | $0.00 |
| $100,000.00 | $644.20 | $899.80 | $0.00 |
| $125,000.00 | $760.50 | $1,078.15 | $0.00 |
| $150,000.00 | $876.80 | $1,256.60 | $0.00 |
| $165,000.00 | $946.60 | $1,493.80 | $862.50 |
| $175,000.00 | $993.15 | $1,652.05 | $914.77 |
| $200,000.00 | $1,109.45 | $2,047.60 | $1,045.45 |
| $250,000.00 | $1,342.15 | $2,838.70 | $1,306.82 |
| $300,000.00 | $2,102.10 | $3,629.65 | $1,568.18 |
| $350,000.00 | $2,862.15 | $4,420.70 | $1,829.55 |
| $400,000.00 | $3,622.20 | $4,886.05 | $2,090.91 |
| $450,000.00 | $4,382.20 | $5,351.40 | $2,352.27 |
| $500,000.00 | $5,142.25 | $5,816.70 | $2,613.64 |
| $600,000.00 | $6,662.30 | $6,747.35 | $3,136.36 |
| $700,000.00 | $8,182.25 | $7,069.95 | $3,659.09 |
| $800,000.00 | $9,702.35 | $7,392.55 | $4,181.82 |
| $900,000.00 | $10,347.55 | $7,715.15 | $4,704.55 |
| $1,000,000.00 | $10,992.80 | $8,037.80 | $5,227.27 |
| $1,200,000.00 | $12,283.30 | $8,683.05 | $6,272.73 |
A $450,000 new home
The estimated QBCC premium is $4,382.20. Assuming the QLeave cost matches the contract value excluding GST, the levy is $2,352.27. Edit this example.
When does QLeave apply?
The levy is 0.575% when the cost of work reaches $150,000 excluding GST. With 10% GST throughout, this corresponds to $165,000 including GST. Use the separate QLeave cost input if its basis differs from the QBCC insurable value.
Is this a new set of 2026 rates?
The year identifies this guide, not a new rate commencement date. These estimates use the tables effective 1 July 2020. Check QBCC’s official download page for the table applicable when you take out cover.
What is included in the insurable value?
The insurable value is not always the contract price. Owner-supplied materials and the QLeave levy can affect the amount used by QBCC. Confirm that basis before entering a value; the examples do not adjust it automatically for those items.
QBCC’s insurable-value guidance
Multiple dwellings and eligibility
Dividing total value equally between dwellings is an estimating assumption. Confirm whether notional pricing applies to your work with QBCC. The calculator does not determine whether a building or contract is eligible for cover.
Who needs home warranty cover? · New construction or renovation?